Personal Umbrella Insurance Coverage
Excess Coverage Once Home & Auto Liability Limits are Reached
While you may think that you are fully protected under your homeowner's
or automobile insurance policy, what happens if an accident occurs and
the amount covered under these policies is not enough? Fortunately, with
a personal umbrella insurance policy in place, this will not be something
that you need to worry about any longer.
About Umbrella Insurance
Personal umbrella insurance pays for damages and incidents when the liability
limits from your other policies have been reached. Many people consider
personal umbrella insurance to be the best value available in insurance
today, and for a nominal amount, you can have excess coverage against
all types of potential exposures.
Purchasing a personal umbrella insurance policy may be especially important if you:
- Have assets that you would like to protect
- Have a young driver in your home
- Own a dog
- Have sizeable earnings or a high-profile career
- Own a swimming pool
- Serve on the board of a non-profit organization
In today's society, there are a vast range of unanticipated situations
that could trigger a lawsuit being brought against you. While these lawsuits
are often not based on any legitimate grounds, simply defending yourself
against them can lead to substantial costs. By thinking ahead and covering
yourself with a comprehensive insurance policy, you can make sure that
these potential issues will be taken care of financially.
Let Our Insurance Agents Protect You!
At Insurance Specialists, Inc., our insurance agents are committed to ensuring
you are protected against liabilities that may arise in excess of your
current home and auto policy limits*. We will take the time to better
understand the needs and goals that you have, and provide solutions that
are customized to your specific situation.
now at (888) 451-0883 to speak with a professional representative about
personal umbrella insurance!
*Not all products on this page are available to all Participating Associations.Check
your specific association page for a reference of your association's products.