Property & Casualty Insurance

Property & Casualty Insurance Agents

What is Property & Casualty Insurance?

The property and casualty insurance policies that our Professional Insurance Administrators offer to clients are designed to protect them against property losses to their business, home, car, and against legal liability resulting from injury or damage to other's property.

If you want to protect your property against losses, this is a terrific option, and our team at Insurance Specialists, Inc. can help you find the right policy to fit your specific needs. We offer a business owner's policy and a worker's compensation policy, both of which are underwritten by The Hartford.

Contact us to learn more about how you can get protection with this policy.

Business Owner's Policy*

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Are you a business owner? If so, you are able to protect yourself against a variety of situations that may arise under one convenient plan. From equipment damage to theft, our business owner's policy is designed to cover you financially, should unexpected events occur.

Our business owner's policy covers:

  • Expenses and loss of income due to property loss.
  • Equipment breakdown.
  • Case management services and expenses incurred as a result of identity theft.
  • Up to $25,000 for loss of legal library and documents.
  • Up to $25,000 for loss of money, securities, and other property due to dishonest or fraudulent acts of employees, directors, and officers.
  • Up to $25,000 for loss or damage to artwork or other valuable items.
  • Up to $10,000 for loss or damage to computers.

Worker's Compensation*

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Worker's compensation insurance is required by law, and can be extremely helpful when work-related injuries and deaths occur. As a no-fault program, you pay for the insurance and your business is covered for work-related accidents. Our worker's compensation policies at Insurance Specialists, Inc. can cover you and your business for a wide range of situations that may occur.

  • Reimbursement for defense expenses
  • Employer's liability stop gap
  • Voluntary compensation
  • Increased employer's liability
  • Waiver of right to recover from others
  • Foreign voluntary compensation
  • Unintentional failure to disclose hazards
  • Longshore and Harbor Worker's Compensation Act coverage

Call our Professional Insurance Administrators today at (888) 451-0883!

*Not all products on this page are available to all Participating Associations.Check your specific association page for a reference of your association's products.

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