Long Term Disability
Insurance Plan |
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Available to Members up to age 60,
who are actively at work |
- Disability protection against injury and sickness
- Affordable group rates
- Coverage amounts up to $10,000 per month available to many associations
- “Your Occupation” Definition of Disability included
- No offsets against other Disability coverage you own, Workers Compensation or Social Security
- 30, 60, 90, and 180 day elimination periods available
- Maximum Benefit Duration options of To Age 65; 5 Years; and 2 Years
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Business Overhead Expense
Disability Insurance Plan |
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Available to Members under age 60,
who are actively at work |
- Affordable group rates
- Designed for members of Bar, Dental, and Medical associations to help pay office overhead expenses during periods of disability
- Coverage up to $20,000 per month available based on your normal monthly business overhead expenses
- Covered expenses include: Rent, Utilities, Employees’ Payroll, and any other normal monthly business expenses you incur in your practice
- 30 day elimination period
- 24 Month Maximum Benefit Duration
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*Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
Accidental Death and Dismemberment Insurance Plan, Comprehensive Accident Insurance Plan, Long Term Disability Insurance Plan, Business Overhead Expense Disability Insurance Plans are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102, a New Jersey company. Please refer to your Certificate of Insurance for all plan details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500 CA COA# 1179, NAIC # 68241. |
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Accidental Death and Dismemberment
Insurance Plan
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Available to Members under age 65 |
- "Guaranteed Issue" coverage - no medical underwriting required
- Affordable group rates
- Optional coverage amounts up to $500,000 available
- One page application for ease of enrollment
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Comprehensive Accident
Insurance Plan |
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Available to Members under age 65 |
- “Guaranteed Issue” coverage – no medical underwriting required
- Affordable group rates
- One page application for ease of enrollment
- Includes three levels of accident benefits:
- Accidental Death & Dismemberment coverage – up to $500,000 principal sum available
- Hospital Inpatient Accident coverage to a maximum of 365 days
- Accident Disability coverage for total disabilities resulting from injury
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