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 ISI SALES DIRECT LINE
1-888-ISI-1959

ISI TOLL FREE SERVICE LINE
1-800-241-7753
INSURANCE PLANS AVAILABLE
For more information (including costs, exclusions, limitations
and terms of coverage) call ISI SALES DIRECT at 1-888-ISI-1959

Major Medical

·  ASB Endorsed Medical Plan for Individuals and Families

·  Additional Individual and Family Plans
·  Small Business Plans
·  Short Term Medical
·  Dental Insurance
Long Term Disability (Brochure) (Application)
  • Available to Members
    		•
  • Waiting periods available from 30 to 180 days
    		•
  • Benefits of up to $10,000 per month available
    		•
  • Benefits paid to age 65, if disabled before age 63
    		•
  • “Your Occupation” definition of disability included
    		•
  • Benefits payable for up to 2 years or to age 70, if disabled at age 63 or after
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Simplified Issue 2/2 Accident and Sickness Disability (Brochure/Application)
  • Available to Members, Member spouses, and Member employees
    		•
  • Benefits of up to $4,000 per month paid if insured is unable to work in own occupation
    		•
  • Simplified Issue short form medical application
    		•
  • Benefits are payable for up to 2 years for a covered accident or sickness
    		•
  • Coverage extends to age 70
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Simplified Issue 65-3 Accident and Sickness Disability (Brochure/Application)
  • Available to Members, Member spouses, and Member employees
    		•
  • Benefits of up to $4,000 per month paid if insured is unable to work in own occupation
    		•
  • Simplified Issue short form medical application
    		•
  • Benefits payable to age 65 for accidents and for 3 years for sickness
    		•
  • Coverage extends to age 70
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Guaranteed Acceptance Accident Only Disability (Brochure/Application)
  • Available to Members, Member spouses, and Member employees
    		•
  • Guaranteed medical acceptance
    		•
  • Benefits up to $5,000 per month paid if insured is unable to work in own occupation
    		•
  • Benefits payable for up to two years following a 30, 60, or 90 day waiting period
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Comprehensive Accident Coverage (Brochure/Application)
  • Available to Members, Member spouses, and Member employees
    		•
  • Two plans (50/50/500 and 100/100/1,000) available
    		•
  • If Totally Disabled due to an Injury, policy pays a $500/$1000 monthly disability income benefit for up to 1 year
    		•
  • In the event of death by accident, policy pays a $50,000/$100,000 benefit to the named beneficiary
    		•
  • When confined to the hospital as a result of an accident, policy pays $50/$100 per day for up to 500 days
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Guaranteed Issue Disability (New Members Only) (Brochure/Application)
  • Available to New Members
    		•
  • Waiting period options of 60, 90 or 180 days
    		•
  • 2 year accident and sickness benefit period
    		•
  • New Members under age 50 are eligible for $1,500, New Members age 50 - 54 are eligible for $1,000
    		•
  • Guaranteed Acceptance, no health questions or medical exams
    		•
  • Coverage is renewable to age 65
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Business Overhead Expense (Brochure) (Application)
  • Available to Members
    		•
  • Benefits payable for up to two years or to age 70
    		•
  • Coverage of up to $10,000 per month of actual office expenses if unable to work in own occupation
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Accidental Death and Dismemberment (Brochure/Application)
  • Available to Members, Member spouses, and Member employees
    		•
  • Coverage 24 hours a day, no matter where insured is injured
    		•
  • No health questions or physical exams
    		•
  • Up to $500,000 of coverage is available
    		•
  • The AD&D Benefit amount is paid directly to insured, or in the case of death, to the beneficiary
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Hospital Income Plan (Brochure/Application)
  • Available to Members and Member spouses
    		•
  • Choose a daily hospital benefit amount from $100 to $250 in $50 increments
    		•
  • Includes skilled nursing benefit
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  • Includes intensive care confinement benefit
    		•
  • Guaranteed Acceptance, no health questions or medical exams
    		•
  • Underwritten by The Hartford Life and Accident Insurance Company
    		•

    Individual Term Life (Brochure) (Application)
  • Available to Members and Member spouses
    		•
  • Availability of up to $100,000 of Simplified Issue life insurance for members during specified enrollment periods
    		•
  • Coverage up to $1,000,000 available with full underwriting
    		•
  • Individual policies issued that are owned and controlled by the insured
    		•
  • Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
    		•

    Ten Year Level Term Life (Brochure) (Application)
  • Available to Members and Member spouses
    		•
  • Availability of $200,000 to $1,000,000 in coverage
    		•
  • Premiums may stay level for up to 10 years
    		•
  • Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
    		•

    Twenty Year Level Term Life (Brochure) (Application)
  • Available to Members and Member spouses
    		•
  • Availability of $200,000 to $1,000,000 in coverage
    		•
  • Premiums may stay level for up to 20 years
    		•
  • Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies
    		•

    Medicare Supplement
    Alabama State Bar Members can access an important Medicare Supplement Insurance Plan that may reduce out of pocket health care expenses not covered by Medicare. The Alabama State Bar Medicare Supplement Insurance Plan allows members to take advantage of affordable group rates, excellent customer service and coverage by a consistently highly rated insurance company. The Alabama State Bar Plan offers:
  • No network restriction on doctors and hospitals
    		•
  • Health insurance to help pay the “gaps” or costs you must pay that are not covered by Medicare
  • Guaranteed acceptance into the plan of your choice, with no medical exam to take and no health questions to answer
    		•
    Secure this essential coverage now and reduce out of pocket health care expenses not covered by Medicare. Find out more: Simply call 1-800-752-9797, Monday through Friday, between 8:30 a.m. and 6:00 p.m. to request your free Medicare Supplement Insurance Plan information kit.
  • Underwritten by Monumental Life Insurance Company, Baltimore, MD
    		•

    HOW TO APPLY
    If you are interested in applying for coverage
    select the appropriate application, print, complete and mail to:

    ISI Administrative Center
    P.O. Box 2327
    Beaufort, SC 29901

    CLAIM FORMS
    In the event of a claim or you wish to change your beneficiary, select the appropriate form below, print, complete and mail to:

    ISI Administrative Center
    P.O. Box 2327
    Beaufort, SC 29901
    If you have any questions please call us at: 1-800-241-7753 Ext 9993
    The Hartford Accident Claim Form
    The Hartford Disability Claim Form
    The Hartford Business Overhead Claim Form
    The Hartford Beneficiary Change Form
    New York Life Claim Form
    New York Life Request For Change Form
    ReliaStar Request For Change Form
    ReliaStar Death Claim Form
    ReliaStar Change of Beneficiary/Name Form