ISI DIRECT LINE 1-888-ISI-1959 ADMINISTRATIVE CENTER 305 Carteret St Beaufort, SC 29902 843-521-9990 Phone 843-521-9997 Fax Atlanta Sales Hub 2967 Grandview Ave NE Atlanta, GA 30305 Boston Sales Hub 220 Commercial St Suite #4F Boston, MA 02109 617-367-0689 Phone 617-367-0839 Fax

INSURANCE PLANS AVAILABLE For more information (including costs, exclusions, limitations and terms of coverage) call ISI SALES DIRECT at 1-888-ISI-1959 Major Medical · Aetna Association Medical Plans for Individuals, Families and Self Employed · World Insurance Company Association Plans for Individuals and Families · Additional Individual and Family Plans · Small Business Plans · Short Term Medical · Dental Insurance Long Term Disability (Brochure) (Application) · Available to Members · Waiting periods available from 30 to 180 days · Benefits of up to $10,000 per month available · Benefits paid to age 65, if disabled before age 63 · “Your Occupation” definition of disability included · Benefits payable for up to 2 years or to age 70, if disabled at age 63 or after · Underwritten by The Hartford Life and Accident Insurance Company Simplified Issue 2-2 Accident and Sickness Disability (Brochure/Application) · Available to Members, Member spouses and Member employees · Benefits of up to $4,000 per month paid if insured is unable to work in own occupation · Simplified Issue short form medical application · Benefits are payable for up to 2 years for a covered accident or sickness · Coverage extends to age 70 · Underwritten by The Hartford Life and Accident Insurance Company Simplified Issue 65-3 Accident and Sickness Disability (Brochure/Application) · Available to Members, Member spouses and Member employees · Benefits of up to $4,000 per month paid if insured is unable to work in own occupation · Simplified Issue short form medical application · Benefits payable to age 65 for accidents and for 3 years for sickness · Coverage extends to age 70 · Underwritten by The Hartford Life and Accident Insurance Company Guaranteed Acceptance Accident Only Disability (Brochure/Application) · Available to Members, Member spouses and Member employees · Guaranteed medical acceptance · Benefits up to $5,000 per month paid if insured is unable to work in own occupation · Benefits payable for up to two years following a 30, 60, or 90 day waiting period · Underwritten by The Hartford Life and Accident Insurance Company Business Overhead Expense (Brochure) (Application) · Available to Members · Benefits payable for up to two years or to age 70 · Covers up to $10,000 per month of actual office expenses if unable to work in own occupation · Underwritten by The Hartford Life and Accident Insurance Company Business Office Package · Available to Members · Provides a blanket limit of $250,000 for six key coverages · Provides coverage for your Law Library, Fine Arts Collection, Computers & Media, Accounts Receivable, Employee Dishonesty, Valuable Papers & Records, Building & Business Personal Property, and Business Liability · Underwritten by The Hartford Life and Accident Insurance Company Comprehensive Accident Coverage (Brochure/Application) · Available to Members, Member spouses and Member employees · Two plans (50/50/500 and 100/100/1,000) available · When Totally Disabled due to Injury, policy pays a $500/$1000 monthly disability income benefit · In the event of death by accident, policy pays a $50,000/$100,000 benefit to the named beneficiary · If confined to the hospital as a result of an accident, policy pays $50/$100 per day for up to 500 days · Underwritten by The Hartford Life and Accident Insurance Company Hospital Income Plan (Brochure/Application) · Available to Members and Member spouses · Choose a daily hospital benefit amount from $100 to $250 in $50 increments · Includes skilled nursing benefit · Includes intensive care confinement benefit · Underwritten by The Hartford Life and Accident Insurance Company Workers Compensation · Available to Members · 24-hour, seven days a week access to claims reporting facility · State of the art managed care and Return-to-Work program · Underwritten by The Hartford Life and Accident Insurance Company Accidental Death and Dismemberment (Brochure/Application) · Available to Members, Member spouses and Member employees · Coverage 24 hours a day, no matter where insured is injured · No health questions or physical exams · Availability of up to $500,000 of coverage · AD&D Benefit amount payable directly to insured, or in the case of death, to the beneficiary · Underwritten by The Hartford Life and Accident Insurance Company Individual Term Life (Brochure) (Application) · Available to Members and Member spouses · Availability of up to $100,000 of Simplified Issue coverage during specified enrollment periods · Availability of up to $1,000,000 of coverage available with full underwriting · Individual policies issued that are owned and controlled by the insured · Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies Ten Year Level Term Life (Brochure) (Application) · Available to Members and Member spouses · Availability of $200,000 to $1,000,000 in coverage · Premiums may stay level for up to 10 years · Coverage will not reduce during the level term period · Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies Twenty Year Level Term Life (Brochure) (Application) · Available to Members and Member spouses · Availability of $200,000 to $1,000,000 in coverage · Premiums may stay level for up to 20 years · Coverage will not reduce during the level term period · Underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies Lawyers Professional Liability (Quick Quote) · Experienced sales and service departments · Reputable carriers with financial strength, longevity, and superior ratings · Knowledgeable claims management · Carrier recommendation determined by need and budget Employment Practices Liability (Quick Quote) · Protection for an employer against claims made by employees, former employees, or potential employees · Provides extensive coverage for Sexual Harassment, Discrimination and Wrongful Termination claims · Covers firms, their Directors and their Officers · Carrier recommendation determined by need and budget Long Term Care · Available to Members and their families · Discounts of 5-10% from multiple carriers · Issue aftere age 18 · Customize Benefits Click Here Visit Our LTC website. HOW TO APPLY If you are interested in applying for coverage select the appropriate application, print, complete and mail to: ISI Administrative Center P.O. Box 2327 Beaufort, SC 29901 CLAIM FORMS In the event of a claim or you wish to change your beneficiary, select the appropriate form below, print, complete and mail to: ISI Administrative Center P.O. Box 2327 Beaufort, SC 29901 If you have any questions please call us at: 1-800-241-7753 Ext 9993 The Hartford Accident Claim Form The Hartford Disability Claim Form The Hartford Business Overhead Claim Form The Hartford Beneficiary Change Form New York Life Claim Form New York Life Request For Change Form ReliaStar Request For Change Form ReliaStar Death Claim Form ReliaStar Change of Beneficiary/Name Form