If you become too sick or injured to work, Disability Income Insurance can help replace your income and maintain your standard of living. The Individual Disability Income policy from ISI and The Guardian delivers a  true "Own Occupation" definition of total disability in the contract. This policy feature protects not only a loss of income, but specifically your ability to work as a professional.

ISI's Individual Disability Policy also features:

• Qualifying Association Members are eligible for a 10% discount through ISI
• Guaranteed Issue Coverage for groups of 5 or more
• Non-Cancellable Coverage with Guaranteed Premium levels for the life of the policy

*(Not all features are available at all ages and all benefits are subject to underwriting)

• Available to New Professionals, who have graduated within the last twelve months
• Up to $3000 per month available
• Future Increase Option (FIO) available to $6000 per month available
• No Income Verification Necessary