Program Highlights

Since this product is being offered on a group basis to members of your association, we can offer broader coverage at a lower price than what our competitors (or your insurance agent) can typically secure for you.  For example, here are some highlights:

• Defense costs are in addition to the limit of liability.
• A broader definition of who is an insured under the policy.
• Only a short, summary application to apply.
• Domestic partner coverage included.
• Automatic coverage for 30 days on a drop-down basis for non-owned autos, watercraft & recreational vehicles. (Subject to a $10K Self Insured Retention).
• Higher cut-off for automatic coverage for home-based businesses - Up to $25K in gross annual receipts versus $10K for our competitors.
• $1M of Uninsured/Underinsured Motorists Coverage standard in every policy.
• Youthful drivers and secondary residences are covered.
• Coverage included for serving as a Director or Officer of any not for profit organization, including Condominium, Cooperative or Homeowners Associations.
• Unlike the competition, we offer coverage limits of $1M through $5M.
• And, finally, we include up to $25K of Excess Identity Theft coverage as well.
  

Contact Us today if you would like to get started!