Insurance Specialists, Inc.
 
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PROPERTY AND CASUALTY
*Property and Casualty Insurance Plans are underwritten by The Hartford.

Business Owners Policy
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Available to Members, coverage includes:
  • Expenses and loss of income due to loss of property
  • Equipment breakdown
  • Case management services and expenses incurred as a result of identity theft
  • Up to $25,000 for loss of legal library and documents
  • Up to $25,000 for loss of money, securities and other property due to dishonest or fraudulent acts of employees, directors and officers
  • Up to $25,000 for loss or damage to artwork and other valuable items
  • Up to $10,000 for loss or damage to computers
  • Underwritten by The Hartford
Commercial Automobile
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Available to Members, coverage includes:
  • Employees and Lessors as insureds
  • Up to $50,000 for physical damage to hired autos
  • Lease gap coverage
  • Airbag coverage
  • Audio visual device coverage
  • Underwritten by The Hartford
Worker’s Compensation
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Available to Members, coverage includes:
  • Reimbursement for defense expenses
  • Employers’ liability stop gap
  • Voluntary compensation
  • Increased employer’s liability
  • Waiver of right to recover from others
  • Foreign voluntary compensation
  • Unintentional failure to disclose hazards
  • Longshore & harbor workers’ compensation act coverage
  • Underwritten by The Hartford
TOLL FREE: 1-888-474-1959
SERVICE. STRENGTH. SECURITY.