It’s always good to be prepared to talk to your insurance company
in case you ever need to file a claim for property damage or injuries.
In this blog, we explain a few things that you can do to prepare yourself
for dealing with your insurance adjustor.
Check Your Policy: It is important to review and make sure that you understand the details
contained in your insurance policy. Look for the exact benefits and coverage
that your policy provides and find the directions that explain what steps
you need to take to start your claim.
Keep Detailed Records: To limit mistakes, you shouldn’t rely entirely on your insurer for
establishing proof for your claim. Be sure to keep all of the important
documents and paperwork that you receive from your insurer. Keep things
like proof of payments and correspondences that explain your policy. Gather
all documents related to your claim before you go to file it. You should
also make and keep copies of the things you send your insurance company.
Hire a Contractor: If your claim is in regards to property damage, you should hire a restoration
contractor to inspect your property. A contractor can give you a detailed
list of the damage, as well as an estimate for the costs of repair.
Get an Independent Adjuster: Using an independent insurance adjuster will help you and your insurance
company work towards your best interest. The adjustor can work with the
contractor to negotiate a better claim for you. Contractors and insurance
adjusters are two separate occupations that are not interchangeable. Be
cautious of a contractor who offers to negotiate your claim alone.
If you want to get the maximum return on your insurance claim, it is important
to get in touch with the right professionals who can help ensure that
your interests are protected. Insurance companies don’t just handout
checks, so remember to consider the following things before you call your
insurance company to start a claim:
- Become familiar with your policy and the rights you have as a customer
- Some policies have time limits for when you can file
- Hire qualified help to assist with your claim
Do you have more questions about your insurance policies? We can help.
At Insurance Specialists, Inc., we are dedicated to providing our customers
with the highest quality in insurance products for their health, wellbeing,
and financial stability.
Contact our Atlanta team
to speak with a professional insurance administrator