American Mountain Guides Association Insurance
Professional Insurance Administrator Serving AMGA Members
Insurance Specialists, Inc. (ISI) is able to provide members of the American Mountain Guides Association with the following products and services. We have over 60 years of experience acting as an insurance administrator, who have worked with a variety of professional associations and industries. If you have any questions about these items, or if we can assist you further, as your trusted insurance administrator, please feel free to contact us at (888) 451-0883.
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Association Term Life Insurance MetLife One Step Express Life Insurance- Available to members under age 60
- Only 5 medical questions
- If you are under age 50: up to $250,000 of coverage
- If you are age 50-59: up to $150,000 of coverage
- Plan pays in addition to other Coverage you have
- Available to members under age 75
- Members choose any amount up to $1.5 million in $5,000 increments
- Spouses can choose any amount (as long as it does not exceed member coverage) in $50,000 increments up to $500,000
- Plan pays in addition to other coverage you have
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Association Disability Income Insurance MetLife One Step Express Disability Insurance- Only 4 health questions
- Monthly benefit up to $6,000 for those ages 44 and under
- Monthly benefit up to $3,000 for those ages 45 – 54
- 60, 90 or 180-day waiting period
- 5 year or through 65, Maximum Benefit Duration periods
- Income protection for disability caused by injury and sickness
- Affordable group rates
- Coverage amounts up to $12,000 per month available to many Associations
- “Your Occupation” Definition of Disability included
- No offsets against Social Security Disability, Workers Compensation, or other monthly LTD Insurance benefits
- 60, 90, and 180-day elimination periods available
- 3 options for Maximum Benefit Durations: Normal Retirement Age / 5 Years / 2 Years
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Association Business Overhead Expense Insurance MetLife One Step Express BOE- A simplified application process (with just a few medical questions) for members* age 54 and under who work full time (at least 20 hours per week).1
- Apply for up to $6,000 per month for those age 44 and under
- Apply for up to $3,000 per month for those age 45 - 54
- Just answer a few medical questions and if no additional medical information is needed, you're done.
- Elimination Period of 15 days or 30 days.
- Renewable to age 70.
- Premiums waived during a covered disability.
- Affordable group rates
- Designed to help pay office overhead expenses during periods of disability
- Coverage up to $20,000 per month available based on your normal monthly business overhead expenses
- Covered expenses include: Rent, Utilities, Employees’ Payroll and any other normal monthly business expense you incur in your practice
- 15 or 30 day elimination period
- 24 Month Maximum Benefit Duration
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Association Dental Insurance • Negotiated fees typically range from 30-45%• Thousands of general dentists and specialists to choose from nationwide.• Dental procedures covered include exams, cleanings, x-rays, fillings, root canals, etc.Apply Here -
Association Accidental Death and Dismemberment Insurance • Meet financial needs that result from loss of a limb, speech, hearing or sight. If you suffer a fatal, covered accident, benefits will be payable to your beneficiary.• Optional coverage amounts up to $500,000 availableApply Here -
Cyber Liability