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Group Dental Insurance

The average family of four spends approximately $1,824 per year on dental services[1]. With a dental plan you get protection to help cover costs for unexpected dental care with low to no costs for preventative care. Participating dentists accept negotiated fees that are typically 30%-45% less than average charges in the same community[2]

[1] Statistic Brain Research Institute, Consumer Spending Statistics, October 2015. https://www.statisticbrain.com/what-consumers-spend-each-month/. Accessed February 14, 2017

2 Based on internal MetLife analysis. Negotiated fees refers to the fees that in–network dentists have agreed to accept as payment in full for covered services, subject to any o-pays, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.

What Are the Benefits of Dental Insurance?

While many who visit the dentist do have dental insurance, many opt out of it. The largest benefit of having dental insurance is financial security. With dental insurance coverage, you are able to freely go to the dentist and know that you will most often have some, if not all, of your expenses paid for by your dental insurance. The security of knowing that you can receive the care that you need for a fraction of the price is enough to sell anyone on dental insurance.

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    First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the MetLife Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.
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    Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!
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