We Simplify The Insurance Process
We Are Dedicated To The Professional Association Insurance Industry Nationwide.
American Society of Acupuncturists Products Offer
Professional Insurance Administrator Serving ASA Members
Insurance Specialists, ISI. is able to provide members of the American Society of Acupuncturists (ASA) with the following products and services. If you have any questions about these items, or what else we can do to assist you as your trusted insurance administrator, please feel free to contact us at (888) 451-0883. We have over 60 years of experience acting as insurance administrators, who have worked with a variety of professional associations and industries.
Association Disability INCOME Insurance
MetLife One Step Express Disability Insurance
- Only 4 health questions
- Monthly benefit up to $6,000 for those ages 44 and under
- Monthly benefit up to $3,000 for those ages 45 – 54
- 60, 90 or 180-day waiting period
- 5 year or through 65, Maximum Benefit Duration periods
MetLife Standard Issue Disability Insurance
- Income protection for disability caused by injury and sickness
- Affordable group rates
- Coverage amounts up to $12,000 per month available to many Associations
- “Your Occupation” Definition of Disability included
- No offsets against Social Security Disability, Workers Compensation, or other monthly LTD
- Insurance benefits
- 60, 90, and 180-day elimination periods available
- 3 options for Maximum Benefit Durations: Normal Retirement Age / 5 Years / 2 Years
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Association Business Overhead Expense Insurance
MetLife One Step Express BOE
- A simplified application process (with just a few medical questions) for members* age 54 and under who work full time (at least 20 hours per week).1
- Apply for up to $6,000 per month for those age 44 and under
- Apply for up to $3,000 per month for those age 45 - 54
- Just answer a few medical questions and if no additional medical information is needed, you're done.
- Elimination Period of 15 days or 30 days.
- Renewable to age 70.
- Premiums waived during a covered disability.
MetLife Standard Issue BOE
- Affordable group rates
- Designed to help pay office overhead expenses during periods of disability
- Coverage up to $20,000 per month available based on your normal monthly business overhead expenses
- Covered expenses include: Rent, Utilities, Employees’ Payroll and any other normal monthly business expense you incur in your practice
- 15 or 30 day elimination period
- 24 Month Maximum Benefit Duration
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INDIVIDUAL TERM LIFE
INDIVIDUAL DISABILITY INCOME INSURANCE
- Long Term Disability (simplified and expedited application process, available to members, staff, & family)
- Short Term Disability ( available to members, Staff, & Family)
- Business Overhead Insurance (Business Owners Only)
- Instant Income Protection (only 9 health questions, options of 2 year, 5 year or to age 67 benefit period
ASSOCIATION DENTAL INSURANCe
- Protection to help cover costs for dental care with low to no cost for preventative care
- High and Low plan options available
- Participating dentists accept negotiated fees that are typically 30% to 45% less than average charges in the same community
- Access to thousands of participating dental locations
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Cyber Liability
Our Testimonials
Past Members Speak Their Mind
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"I can’t think of any other time I’ve had an assignment executed so quickly."Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…L.K.
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"I appreciate your guidance in getting the best plan in place."First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the MetLife Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.R.L.
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"I certainly wish there were more dedicated insurance agents like you."I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.M.P.
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"Thank you for helping me!"Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.J.T.
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"I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!B.M.
