Blog Posts in 2022

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  • Umbrella Insurance Can Cover Holiday Accidents
    Umbrella Insurance Can Cover Holiday Accidents

    The holidays are a time when more people are on the roads and when you’ll probably have more people visiting your home than usual. Whether you’re driving your car or hosting a gathering, it’s ...

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  • What Happens When a Term Life Insurance Policy Expires?
    What Happens When a Term Life Insurance Policy Expires?

    Generally, nothing unique happens when a term life insurance policy expires. This type of insurance is inherently temporary, so outliving your policy simply means you don’t have to continue paying ...

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  • Can I Gift Someone a Life Insurance Policy?
    Can I Gift Someone a Life Insurance Policy?

    You can absolutely gift life insurance to someone you care about for any reason and at any time! The holidays are approaching, and that can leave many people feeling hard-pressed to find the perfect ...

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  • What Is an Annual Maximum for Dental Insurance?
    What Is an Annual Maximum for Dental Insurance?

    The annual maximum for your dental insurance policy is the limit that your insurance carrier will pay toward the cost of dental services. Annual maximum benefits typically only refer to what you spend ...

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  • What Does Long-Term Care Insurance Cover?
    What Does Long-Term Care Insurance Cover?

    Put simply, long-term care insurance policies provide coverage for the care services someone may need as a senior citizen. Medicare doesn’t cover everything, and it can be complicated to qualify for ...

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  • Do Life Insurance Premiums Increase Over Time?
    Do Life Insurance Premiums Increase Over Time?

    Not all life insurance premiums increase over time. For example, whole life insurance has level premiums for as long as the policy lasts. Although these premiums might be higher than term life ...

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