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Student Accident Insurancehealth special risk, inc | qbe

Protecting Students, Faculty, & Administrators

Unfortunately, accidents occur all the time at school, and it is important to ensure that you and your loved ones are protected, should the unexpected occur. At Insurance Specialists, Inc., we offer insurance policies that are available to all enrolled students, faculty, and administration staff at participating schools. The coverage can be purchased by a parent or guardian of the student or faculty and administrative staff Members who have interest in program enrollment.

Contact us as soon as possible to reach a representative who wants to help you and your family.

The two school-approved insurance plans that we offer include*:​​​​

School time accident coverage, which covers the hours and days while school is in session and school-sponsored and supervised activities either on or off school premises. Some examples of covered activities are travel to and from school, class trips, and religious services.

  • Full-time 24-hour accident coverage, which includes insurance coverage around the clock at any activity, regardless of location, and summer, weekend, and vacation periods.

When Does Coverage Begin & End?

If coverage is purchased, it will be effective as soon as the premium is received by the school administrator or the effective date of the policy, whichever comes earlier. It will expire at 12:01 a.m. of the first day of the next school year or anniversary of the policy, whichever comes earlier. When affiliation with the participating school ends, so does insurance coverage.

Over 60 Years of Dependable Product Delivery!

Our insurance brokers have provided dependable and consistent product delivery to customers. Whether you are the parent of a student or on staff at a school, we are well-prepared to help provide you with quality coverage and the peace of mind you deserve.

Want to see what other people are saying?

Check out our review section!

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*Not all products on this page are available to all Participating Associations. Check your specific association page for a reference of your association's products.

Our Testimonials

Past Members Speak Their Mind
    "I appreciate your guidance in getting the best plan in place."
    First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the MetLife Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.
    "I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."
    Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!
    "I certainly wish there were more dedicated insurance agents like you."
    I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.
    "Thank you for helping me!"
    Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.
    "I can’t think of any other time I’ve had an assignment executed so quickly."
    Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…

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It's What You Deserve
  • We're A Client-Centered & Family-Owned Business
  • We Provide Competitive Rates For Insurance Products
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