Individual disability insurance is a great policy to have when you can’t work because of an illness or injury. During such a time, it’s not always clear when you’ll be able to return to work – you may be able to take unpaid leave, but that won’t help you pay your bills. Disability insurance can.
One of the main reasons why people don’t go through with getting a policy, though, is that they believe they have to subject themselves to a medical examination beforehand. Ultimately, people are understandably concerned that a medical assessment could find them to be at risk of an illness or injury that would eventually cause them to file a claim – after all, such an assessment is needed for a life insurance policy for similar reasons.
While other insurance carriers and brokers may require such an assessment, we at Insurance Specialists, Inc. don’t. In fact, you can get insurance with us in as few as 48 hours without subjecting yourself to a medical exam and without any proof of income. If you are approved, you can get a policy with a monthly benefit range of $500 to $5,000, which you can use however you need to make ends meet when you’re too sick or injured to work.
Our online application takes fewer than 10 minutes to complete, and you can expect a reply within 48 hours. If you’re between the ages of 18 and 60 and looking for a way to secure a portion of your income in the event that you can’t work to earn your income, an individual disability insurance policy provided by Insurance Specialists, Inc. can be the lifeline you need.
Learn more about our policy by contacting us online or by starting a no-obligation quote today!