Group Life Insurance
Professional Insurance Administrators Serving Clients Nationwide
Employers who want to ensure their employees are highly satisfied while being a part of their company choose to offer group life insurance, or term life group insurance, to their employees. There are no federal Family Medical & Leave Act (FMLA) regulations that require an employer to offer group life insurance, but it is often a good idea to secure employee loyalty. As an employer, you can offer group life insurance coverage at no additional cost to employee benefits, or you can make it a voluntary benefit provided through paycheck reductions.
How can you decide what group life insurance policy is best to offer your employees? You may have many options, but there is only one place to go for friendly, knowledgeable guidance and assistance: Insurance Specialists, Inc. Our professional insurance administrators and brokers are here to get you and your company the right group life insurance.
Standard Issue Life Insurance
- Available to members under the age of 75.
- Members choose any amount up to $1.5 million in $5,000 increments.
- Spouses added to the plan can choose any amount up to $500,000 in $50,000 increments.
- Spouse coverage cannot exceed member coverage in value.
- Plan will pay in addition to applicable separate coverage you may already possess.
Simplified Issue Life Insurance with One Step Express
- Available to members under the age of 60.
- Only five medical questions asked during initial application process.
- Up to $250,000 of coverage for members under age of 50.
- Up to $150,000 of coverage for members ages 50 to 59.
- Plan will pay in addition to applicable separate coverage you may already possess.
(* Affordable group rates available for members and spouses with no policy fees.)
Interested in applying for coverage or learning more about group life insurance policies? Call (888) 451-0883 or apply online now.
Our Testimonials
Past Members Speak Their Mind
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"I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!B.M.
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"I certainly wish there were more dedicated insurance agents like you."I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.M.P.
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"I can’t think of any other time I’ve had an assignment executed so quickly."Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…L.K.
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"I appreciate your guidance in getting the best plan in place."First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the MetLife Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.R.L.
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"Thank you for helping me!"Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.J.T.
