Individual Disability Insurance
Simplified Issue Long Term Disability
- No Medical Exam
- No Paperwork i.e. Check Stubs or Tax Forms required
- Online Application takes 5—10 minutes
- Decision in 48 Hours.
- $500—$5,000 per month benefit amount
- Ages 18—60
Let's Start Your No-Obligation Quote
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Call (888) 451-0883 or contact us online to learn more about individual disability insurance.
Why Individual Disability Insurance is Essential
While many people have some form of disability coverage through their employer, this group coverage often falls short. Employer-sponsored plans may have limitations on benefit amounts, duration, and portability. If you change jobs, you could lose your coverage entirely. Individual disability insurance, on the other hand, provides you with:
- Personalized Coverage: Policies are designed to match your income, occupation, and lifestyle, offering a benefit amount that truly meets your needs.
- Portability: Your individual policy stays with you, regardless of changes in employment. This provides consistent and reliable protection throughout your career.
- Comprehensive Benefits: Individual policies often offer more robust features.
- Peace of Mind: Knowing you have a financial safety net in place can alleviate stress and allow you to focus on your recovery if the unexpected happens.
Secure Your Financial Future Today
Don't wait for the unexpected to happen. Protecting your income with individual disability insurance from Insurance Specialists, Inc. is a proactive step towards securing your financial future and providing peace of mind for yourself and your loved ones. Contact us today for a personalized consultation and let our experienced team guide you towards the right disability insurance solution. We are here to help you protect your most valuable asset – your ability to earn.
Our Testimonials
Past Members Speak Their Mind
The experiences of these clients described herein may not be representative of the experiences of other clients.
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"I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!B.M.
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"I certainly wish there were more dedicated insurance agents like you."I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.M.P.
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"I can’t think of any other time I’ve had an assignment executed so quickly."Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…L.K.
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"Thank you for helping me!"Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.J.T.
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"I appreciate your guidance in getting the best plan in place."First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.R.L.
