Skip to Content

Insurance for North Carolina State Firefighter Association

We Are Dedicated To The Professional Association Insurance Industry Nationwide.

Yes, you can get dental insurance with a preexisting condition! While some health insurance plans don’t cover pre-existing conditions, this isn't always the case. Many dental insurance plans are designed to cover existing conditions as soon as the policy is in effect.

When you find such a policy, it can be a relief knowing that any oral health issues you’ve struggled with in the past can be addressed with support from your insurance carrier.

What Is Considered a Preexisting Dental Condition?

Preexisting dental conditions refer to any oral health issue that existed prior to the effective date of your dental insurance coverage.

Some common preexisting dental conditions include the following:

  • Cavities
  • Gum disease
  • Periodontal disease
  • Tooth decay
  • Abscesses

Before purchasing a plan, it's important to understand what type of coverage your particular plan offers and if any restrictions apply. For example, some plans may only cover certain types of pre-existing conditions or specific procedures related to a preexisting condition. It's also important to be aware of any waiting periods associated with the coverage and if there are any age limitations for eligibility.

Contact Us to Find the Right Dental Plan for You!

No matter what type of insurance you are looking for, it's important to have a clear understanding of your policy and coverage before you purchase it. Doing the necessary research upfront can help ensure that you get the best plan for your needs so that you can maintain good oral health without worrying about unexpected costs.

If you have any questions about dental insurance plans or preexisting conditions, feel free to reach out to us at Insurance Specialists, Inc. for more information. We can provide you with the answers and advice you need to make an informed decision about your coverage.

Learn more by contacting us online today!