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Property & Casualty Insurance Agents

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What is Property & Casualty Insurance?

The property and casualty insurance policies that our Professional Insurance Administrators offer to clients are designed to protect them against property losses to their business, home, car, and against legal liability resulting from injury or damage to other's property.

If you want to protect your property against losses, this is a terrific option, and our team at Insurance Specialists, Inc. can help you find the right policy to fit your specific needs. We offer a business owner's policy and a worker's compensation policy, both of which are underwritten by The Hartford.

Contact us to learn more about how you can get protection with this policy.

Business Owner's Policy*

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Are you a business owner? If so, you are able to protect yourself against a variety of situations that may arise under one convenient plan. From equipment damage to theft, our business owner's policy is designed to cover you financially, should unexpected events occur.

Our business owner's policy covers:

  • Expenses and loss of income due to property loss.
  • Equipment breakdown.
  • Case management services and expenses incurred as a result of identity theft.
  • Up to $25,000 for loss of legal library and documents.
  • Up to $25,000 for loss of money, securities, and other property due to dishonest or fraudulent acts of employees, directors, and officers.
  • Up to $25,000 for loss or damage to artwork or other valuable items.
  • Up to $10,000 for loss or damage to computers.

    Worker's Compensation*

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    View BrochureWorker's compensation insurance is required by law, and can be extremely helpful when work-related injuries and deaths occur. As a no-fault program, you pay for the insurance and your business is covered for work-related accidents.

    Our worker's compensation policies at Insurance Specialists, Inc. can cover you and your business for a wide range of situations that may occur.

    • Reimbursement for defense expenses
    • Employer's liability stop gap
    • Voluntary compensation
    • Increased employer's liability
    • Waiver of right to recover from others
    • Foreign voluntary compensation
    • Unintentional failure to disclose hazards
    • Longshore and Harbor Worker's Compensation Act coverage

      *Not all products on this page are available to all Participating Associations.Check your specific association page for a reference of your association's products.

      Call our Professional Insurance Administrators today at (888) 451-0883!

      Our Testimonials

      Past Members Speak Their Mind
        "I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."
        Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!
        "Thank you for helping me!"
        Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.
        "I can’t think of any other time I’ve had an assignment executed so quickly."
        Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…
        "I certainly wish there were more dedicated insurance agents like you."
        I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.
        "I appreciate your guidance in getting the best plan in place."
        First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the MetLife Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.

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