Enjoy the Benefits of Disability Insurance We Are Dedicated To The Professional Association Insurance Industry Nationwide.

Association Group Accident & Disability Insurance

Professional Insurance Administrators with Dependable Policies

Our Professional Insurance Administrators at Insurance Specialists, Inc. offer an extensive range of group accident and disability insurance plans to clients. All of our plans provide affordable group rates, customized coverage amounts, and numerous other benefits that make protecting yourself and those you care about as easy and effective as possible.

Please note that not all products are available to all Associations. If you are a Member and have questions, contact an MSA.

Types of Insurance

Whether you are looking for added protection against long term disability, accidental death and dismemberment, or other accidents that may occur, we are sure to have a product that is a perfect match for your specific needs!

Our Association group accident and disability insurance plans include:

  • Long term disability insurance plan, which is available to Members who are up to the age of 60 and actively at work.
  • Business overhead expense disability insurance plan, which is available to Members who are under the age of 60 and actively at work.
  • Accidental death and dismemberment insurance plan, which is available to Members under the age of 65.

    Providing Quality Benefits at Competitive Rates

    With nearly 60 years of experience at our side, we have constantly strived to provide each client with products that are dependable, accurate, and consistent, while also ensuring that they receive the professional and personalized service they deserve.

    Our goals are to help you choose the plan with the highest quality benefits to match your needs at competitive rates. Once a policy has been purchased, we are dedicated to maintaining continuity of coverage and consistency of service. If you are also interested in learning more about life insurance policies, we provide plans specified for that kind of contingency as well.

    Help us understand your needs and learn how our knowledgeable Professional Insurance Administrators can assist by calling (888) 451-0883 or using our online form, today!

    Insurance Options

    Long Term Disability Insurance Plan
    Available to Members up to age 60, who are actively at work.

    • Disability insurance protection against injury and sickness
    • Affordable group rates
    • Coverage amounts up to $12,000 per month available to many Associations
    • "Your Occupation" Definition of Disability included
    • No offsets against other Disability coverage you own, Workers Compensation or Social Security
    • 60, 90, and 180 day elimination periods available
    • Maximum benefit to normal retirement age: 5 Years and 2 Years

      APPLY NOW
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      Simplified Issue Long Term Disability

      • Only 4 health question
      • Monthly benefit up to $6,000 for those ages 44 and under
      • Monthly benefit up to $3,000 for those ages 45-54
      • 60, 90 or 180 day waiting period
      • 5 year or through 65, maximum benefit duration periods

        Apply Now
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        Business Overhead Expense Disability Insurance Plan
        Available to Members under age 60, who are actively at work.

        • Affordable group rates
        • Designed for Members of Bar, Dental, and Medical Associations to help pay office overhead expenses during periods of disability
        • Coverage up to $20,000 per month available based on your normal monthly business overhead expenses
        • Covered expenses include: Rent, Utilities, Employees' Payroll, and any other normal monthly business expenses you incur in your practice
        • 15 or 30 day elimination period
        • 24 Month Maximum Benefit Duration

          APPLY NOW
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          Accidental Death and Dismemberment Insurance Plan
          Available to Members under age 65.

          • "Guaranteed Issue" coverage - no medical underwriting required
          • Affordable group rates
          • Optional coverage amounts up to $500,000 available

            APPLY NOW
            View Brochure

            *Not all products on this page are available to all Participating Associations. Check your specific association page for a reference of your association's products.

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            Why Choose Insurance Specialists, Inc.?

            See How We Can Benefit You
            • We Have Nearly 60 Years Of Experience

            • We Maintain High-Quality & Exceptional Benefits

            • We Provide Competitive Rates For Insurance Products

            • We're A Client-Centered & Family-Owned Business