ARAG Legal Insurance
What is legal insurance?
Legal insurance covers the cost of working with a Network Attorney—
just like health insurance covers the cost of visiting a doctor.
Why do you need legal insurance?
Life is full of legal situations – many you might not even realize
are legal until it’s too late. With legal insurance, you can rest
easy knowing that when you experience a legal event, you’re covered.
ARAG legal insurance connects you with a local, knowledgeable Network
Attorney of your choice. And 100% of the Network Attorney fees are paid
in full after you pay a small deductible.
Some of the most commonly used, covered legal matters include:
- Creating a will, trust and other estate planning documents.
- Fighting traffic tickets and other moving violations that could result
in losing your license.
- Buying or selling a home.
- Handling debt collection issues.
- Dealing with a neighbor dispute or landlord issue.
- Defending your minor child who gets in trouble with the law.
When the average hourly attorney rate is $343,[i] having legal insurance can save you thousands of dollars – even
if you only use it once! In fact, our members save an average of $1,945
per legal issue.[ii]
With ARAG legal insurance, there are no usage limits. Whether you need
an attorney once or six times in a year, we’re there for you. And
there’s no waiting period – as soon as you sign up for the
plan, you’re covered and can get connected with an attorney.
Explore the benefits of ARAG legal insurance and see how much you can save.
- Has provided affordable, trusted legal coverage for more than 40 years
in the U.S. and more than 80 years worldwide
- Protects 17.5 million individuals and their families worldwide
- Connects you to 13,000+ attorneys available nationwide with an average
of more than 20 years’ experience
[i] For attorneys with 11-15 years of experience.
The Survey of Law Firm Economics: 2017 Edition,
The National Law Journal and ALM Legal Intelligence, October 2017.
[ii] 2016 ARAG Claims Data.
Limitations and exclusions apply. Insurance products are underwritten by
ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or GuideOne Specialty
Mutual Insurance Company of West Des Moines, Iowa. Service products are
provided by ARAG Services, LLC. This material is for illustrative purposes
only and is not a contract. For terms, benefits or exclusions, call 800-758-2860.
What is Legal Insurance?
Flat-rate and hourly rates for legal assistance from a professional attorney
can end up getting expensive, especially if your case takes many weeks,
months, or more to conclude. Even upfront retainer fees can sometimes
be too much for your pocketbook to handle. With ARAG Legal Insurance,
you can put powerful and experienced lawyers in your corner without worrying
about legal fees!
ARAG Legal Insurance covers most or all of the cost of working with an
attorney within ARAG’s network of legal professionals – just
like how health insurance covers most of what you pay for medical cost
and doctor visits. With Insurance Specialists, Inc. and our Professional
Insurance Administrators, you can easily decide if legal insurance coverage
is right for you or your business.
Want to know more?
Contact us at any time.
Why You Need Legal Insurance
Around every corner in life, you can run straight into a serious legal
situation full of complications, high stakes, and fees. With an ARAG Legal
Insurance policy, you can feel confident that you are covered whenever
you encounter almost any sort of legal event. You will be connected with
a local, knowledgeable, and compassionate Network Attorney of your choosing,
allowing you control over how your legal situation is resolved. Every
Network Attorney included in your ARAG Legal Insurance policy is paid
fully by your coverage – all you need to do is pay a
Legal matters frequently covered by this insurance policy include:
- Will, trust, and miscellaneous estate planning document creation.
- Traffic ticket contests and moving violation challenges.
- Residential real estate property transactions, purchases, and sales.
- Protecting yourself from debt collectors.
- Settling landlord-tenant or neighborhood disputes.
- Criminal defense and juvenile criminal defense representation.
For many of these legal services, the average hourly rate exceeds $340!
Your ARAG Legal Insurance could potentially save you thousands of dollars
with just the first use. Our policyholders typically
$1,945 per legal issue. Best of all, ARAG Legal Insurance puts no limits on usages and there
is no waiting period after signing up for the insurance plan. You can
use an attorney once a year, or once a week, and you are still covered.
Check out these great benefits of ARAG:
- 40+ years of providing affordable, trusted legal covered in the U.S., 80+
- Nearly 18 million people and household are covered by ARAG policies
- More than 13,000 attorneys around the country are Network Attorneys of ARAG
- The average experience of an ARAG Network Attorney is 20 years
Think ARAG Legal Insurance is right for you? Call
888.451.0883 to talk to a Professional Insurance Administrator from Insurance Specialists, Inc., or
send our office an email. We help clients from coast-to-coast with insurance related questions
and administrations. You can also visit
for additional information on our auxiliary website.