Sadly, accidents occur frequently at schools across the country. This is
why it is important to take the necessary precautions that will ensure
you and your loved ones are protected if an unexpected accident occurs
at school. However, there are a lot of misconceptions about
student accident insurance policies out there. In this blog, we explain 3 myths about student accident insurance.
Myth #1: I Don’t Need Insurance
An accident can happen at any time, anywhere. You can’t predict when
an unfortunate situation will occur, so don’t leave your health
or your financial future up to chance. Keep in mind that student insurance
is specifically designed to help you find a doctor nearby and help cover
some, if not all of the expenses associated with your visit. Without student
insurance, you will be liable for the the total cost of your medical bills.
Myth #2: I’ll Just Purchase Insurance When I Need It
Insurance is supposed to protect you against future events. Most plans
don’t cover accidents that you had before the date your insurance
plan starts. To use a simple analogy, you can't buy car insurance
to pay for an accident you've already been in. Student health insurance
works the same way, so get it before you actually need it.
Myth #3: All Health Insurance Plans Are the Same
False! No two insurance plans are exactly the same. There are different
types of student insurance plans and each comes with different prices
and types of coverage. While you might wish to find the most affordable
plan, it is even more important to make sure you’re the plan you
choose covers everything you might need. Keep this in mind when choosing
At Insurance Specialists, Inc., we offer insurance policies that are available
to all enrolled students, faculty, and administration staff at participating schools. Contact our Atlanta team of insurance administrators
to find out how we can assist you today.