• How Insurance Can Protect Your Business During the Holidays

      If you own a business, you need to make sure you have the right type of insurance policy to cover unforeseen expenses and emergencies. This is particularly true during the holiday season. During this ...

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    • What Should I Look for In a Cyber Liability Insurance Policy?

      Cyber insurance has become a necessity for corporations and individuals just like any other insurance policy. Despite the growing popularity, choosing the right cyber insurance policy can be ...

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    • What is Cyber Liability Insurance and Why Do I Need It?

      Data breaches and cybercrimes are growing, and these incidents can cost your business in major fines and legal fees. Large organizations can suffer security breaches, but so can small businesses. A ...

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    • Why Do I Need Cyber Liability Insurance?

      Are you a business owner who is worried about losing crucial information due to data breaches and other common types of cyber-crimes? If you don’t have the right type of insurance policy for your ...

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    • Do I Really Need Identity Theft Insurance?

      When someone obtains important personal information, such as your name, credit card numbers, or Social Security number, they can use it to cause major damage to your credit score and steal your ...

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    • 4 Reasons to Buy Identity Theft Insurance

      In recent years, major companies and retailers have suffered serious security breaches that resulted in consumer information being stolen and used for fraud. In 2013, Target was breached and thousands ...

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    • Group Dental Insurance Explained

      Do you have questions about switching to a group dental insurance plan? In this blog, we explain what you need to know about these insurance plans so you can make sense of your policy. Your Deductible ...

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    • Important Facts About Gum Disease

      In this blog, we explain some little known facts about gum disease and how having the right dental insurance policy can help you maintain a good looking smile. Gum Disease & Tooth Loss Gum disease ...

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    • Dental Procedures to Repair Your Cracked or Broken Teeth

      At Insurance Specialists, Inc. we know that from falling on concrete to chewing ice or hard candy, realizing you have cracked your teeth can be a frightening experience. However with proper the dental ...

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    • Individual vs. Group Disability Insurance

      Have you been considering the benefits of disability insurance? Are you wondering if your situation is suited for an individual or group disability policy ? Below, we explain the benefits of each type ...

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    • Do I Need to Get Disability Insurance?

      Although people are often concerned with their health and life insurance policies, many overlook the importance of disability insurance and fail to include it in their financial planning. If you end ...

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    • What Are the Advantages & Disadvantages of Group Disability Insurance?

      Are you about to enroll in a group disability insurance plan ? Below, we explain some of the advantages and disadvantages to help you make an informed decision. Advantages The most notable advantage ...

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    • Do You Have Enough Insurance for Retirement?

      If you are getting ready to retire, you likely already know that rising health-care costs in the United States is one of the biggest financial obstacles you will need to overcome. Experts believe that ...

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    • HMO vs. PPO: What's the Difference?

      When you are choosing your medical insurance , it’s likely you’ll have a choice between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). There are many differences ...

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    • LGBT Protections In Affordable Care Act

      Back in May 2016, the U.S. Department of Health and Human Services Office for Civil Rights (HHS OCR) made history by issuing a new rule which codifies nondiscrimination protections for lesbian, gay, ...

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    • What Are the Benefits of Identity Theft Insurance?

      Identity theft occurs when a criminal steals another person’s information to commit another crime or for financial or personal gain. Personal information commonly stolen by criminals includes social ...

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    • Three Common Questions New Parents Ask About Life Insurance

      Are you going to be a parent for the first time? Have you been thinking about whether you need to invest in life insurance ? If so, you probably have a few questions about the different types of ...

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    • FAQ: Legal Malpractice Insurance

      If you practice law, you should consider taking out a legal malpractice insurance policy to limit your risk of professional liability. If you are sued by a client, legal malpractice insurance will ...

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    • Is It Time to Update My Life Insurance Policy?

      Now that the end of the year is here, it’s time to take a look back at some of the major events in your life so you can determine if you need to update your life insurance policy . Below, we discuss ...

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    • Four Common Questions Pregnant Mothers Have About Life Insurance

      Are you expecting a new child but worried you won’t have enough life insurance to cover your growing family? If so, keep reading to find out what you need to look for when choosing or updating a life ...

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    • Three Common Questions New Parents Ask About Life Insurance

      Are you going to be a parent for the first time? Have you been thinking about whether you need to invest in life insurance ? If so, you probably have a few questions about the different types of ...

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    • Do You Have Enough Insurance for Retirement?

      If you are getting ready to retire, you likely already know that rising health-care costs in the United States is one of the biggest financial obstacles you will need to overcome. Experts believe that ...

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    • November Is Long-Term Care Month

      Every November we celebrate Long Term Care Awareness Month to help spread the word about the importance of this particular type of insurance coverage. Many people assume that their private health ...

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    • 15 Facts to Consider About Long-Term Care Insurance

      Many people wrongfully assume that long-term care insurance is simply nursing home insurance for the elderly. However, nearly 80% of people who receive long term care do so in their own home. ...

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    • 3 Myths About Student Accident Insurance

      Sadly, accidents occur frequently at schools across the country. This is why it is important to take the necessary precautions that will ensure you and your loved ones are protected if an unexpected ...

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    • What is Student Accident Insurance & Why Do I Need It?

      In many ways, accidents are part of learning, and that means schools are prone to injures that occur as a result of accidents. When you or a loved one are injured at a school, it’s important to make ...

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    • What Is Umbrella Insurance?

      Umbrella insurance is a type of liability insurance that you can take advantage of to supplement your basic insurance policies, like a car, home, or renters insurance. Umbrella liability policies have ...

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    • What Is a Personal Umbrella Policy & Why Do I Need It?

      The purpose of insurance is to help people protect their assets in the event of an unforeseeable event, such as a fire, flood, or a car accident. Unfortunately, however, insurance doesn’t cover ...

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    • The Benefits of an Umbrella Policy

      Umbrella insurance is simply extra liability insurance over and above your automobile or homeowners’ policy, devised to protect you from severe claims and lawsuits, thus securing your assets and ...

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