• What Should I Look for In a Cyber Liability Insurance Policy?

      Cyber insurance has become a necessity for corporations and individuals just like any other insurance policy. Despite the growing popularity, choosing the right cyber insurance policy can be ...

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    • What is Cyber Liability Insurance and Why Do I Need It?

      Data breaches and cybercrimes are growing, and these incidents can cost your business in major fines and legal fees. Large organizations can suffer security breaches, but so can small businesses. A ...

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    • Why Do I Need Cyber Liability Insurance?

      Are you a business owner who is worried about losing crucial information due to data breaches and other common types of cyber-crimes? If you don’t have the right type of insurance policy for your ...

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    • Do I Really Need Identity Theft Insurance?

      When someone obtains important personal information, such as your name, credit card numbers, or Social Security number, they can use it to cause major damage to your credit score and steal your ...

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    • 4 Reasons to Buy Identity Theft Insurance

      In recent years, major companies and retailers have suffered serious security breaches that resulted in consumer information being stolen and used for fraud. In 2013, Target was breached and thousands ...

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    • Group Dental Insurance Explained

      Do you have questions about switching to a group dental insurance plan? In this blog, we explain what you need to know about these insurance plans so you can make sense of your policy. Your Deductible ...

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    • Important Facts About Gum Disease

      In this blog, we explain some little known facts about gum disease and how having the right dental insurance policy can help you maintain a good looking smile. Gum Disease & Tooth Loss Gum disease ...

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    • Dental Procedures to Repair Your Cracked or Broken Teeth

      At Insurance Specialists, Inc. we know that from falling on concrete to chewing ice or hard candy, realizing you have cracked your teeth can be a frightening experience. However with proper the dental ...

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    • Do I Need to Get Disability Insurance?

      Although people are often concerned with their health and life insurance policies, many overlook the importance of disability insurance and fail to include it in their financial planning. If you end ...

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    • What Are the Advantages & Disadvantages of Group Disability Insurance?

      Are you about to enroll in a group disability insurance plan ? Below, we explain some of the advantages and disadvantages to help you make an informed decision. Advantages The most notable advantage ...

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    • How Disability Insurance Can Save Single Mothers from Financial Ruin

      Finding the right insurance policy for you and your family can be a very difficult task, particular in today’s market. However, it is crucial that you have enough insurance to cover you in case an ...

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    • HMO vs. PPO: What's the Difference?

      When you are choosing your medical insurance , it’s likely you’ll have a choice between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). There are many differences ...

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    • LGBT Protections In Affordable Care Act

      Back in May 2016, the U.S. Department of Health and Human Services Office for Civil Rights (HHS OCR) made history by issuing a new rule which codifies nondiscrimination protections for lesbian, gay, ...

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    • When is Open Enrollment for Health Plans in 2017?

      Before 2014, individual health insurance is available to buy at any time of the year and only relatively healthy applicants were eligible in most states. Since then, medical history is no longer taken ...

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    • FAQ: Legal Malpractice Insurance

      If you practice law, you should consider taking out a legal malpractice insurance policy to limit your risk of professional liability. If you are sued by a client, legal malpractice insurance will ...

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    • Naming a Beneficiary on Your Life Insurance Policy

      All life insurance policies require the policyholder to name a beneficiary who will receive payment after they die. The beneficiary is usually a child or spouse, but it can also be a trust, charity, ...

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    • Insuring Certain Times in Your Life

      It is important to be prepared for the unexpected, but unfortunately, 43% of adult Americans don’t have life insurance , meaning they won’t be prepared for all of the financial implications that come ...

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    • Group Life Insurance: What You Need to Know

      According to one study , more Americans now have life insurance through their employer than individual life insurance coverage. With group life insurance, employees are covered under a single ...

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    • Three Reasons Why Single People Need Life Insurance Too

      Although many single people don’t realize it, there are a variety of reasons for taking out a life insurance policy. In this blog, we talk about why life insurance isn’t just for married couples with ...

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    • Naming a Beneficiary on Your Life Insurance Policy

      All life insurance policies require the policyholder to name a beneficiary who will receive payment after they die. The beneficiary is usually a child or spouse, but it can also be a trust, charity, ...

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    • November Is Long-Term Care Month

      Every November we celebrate Long Term Care Awareness Month to help spread the word about the importance of this particular type of insurance coverage. Many people assume that their private health ...

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    • 15 Facts to Consider About Long-Term Care Insurance

      Many people wrongfully assume that long-term care insurance is simply nursing home insurance for the elderly. However, nearly 80% of people who receive long term care do so in their own home. ...

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    • How Do I Plan for Long-Term Care Insurance?

      Long-term care is the assistance that people with chronic illnesses, disabilities, or other conditions need on a daily basis for an extended amount of time. Long-term care insurance can be used for ...

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    • 3 Myths About Student Accident Insurance

      Sadly, accidents occur frequently at schools across the country. This is why it is important to take the necessary precautions that will ensure you and your loved ones are protected if an unexpected ...

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    • What is Student Accident Insurance & Why Do I Need It?

      In many ways, accidents are part of learning, and that means schools are prone to injures that occur as a result of accidents. When you or a loved one are injured at a school, it’s important to make ...

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    • What Is a Personal Umbrella Policy & Why Do I Need It?

      The purpose of insurance is to help people protect their assets in the event of an unforeseeable event, such as a fire, flood, or a car accident. Unfortunately, however, insurance doesn’t cover ...

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    • The Benefits of an Umbrella Policy

      Umbrella insurance is simply extra liability insurance over and above your automobile or homeowners’ policy, devised to protect you from severe claims and lawsuits, thus securing your assets and ...

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