• Four Myths about Cyber Liability Insurance

      Now more than ever, businesses large and small are operating online or storing potentially valuable information about themselves, employees, clients, and customers in virtual spaces. Matching this ...

      Read More
    • How Insurance Can Protect Your Business During the Holidays

      If you own a business, you need to make sure you have the right type of insurance policy to cover unforeseen expenses and emergencies. This is particularly true during the holiday season. During this ...

      Read More
    • What Should I Look for In a Cyber Liability Insurance Policy?

      Cyber insurance has become a necessity for corporations and individuals just like any other insurance policy. Despite the growing popularity, choosing the right cyber insurance policy can be ...

      Read More
    • Why Do I Need Cyber Liability Insurance?

      Are you a business owner who is worried about losing crucial information due to data breaches and other common types of cyber-crimes? If you don’t have the right type of insurance policy for your ...

      Read More
    • What Is a Phishing Scam?

      If you have a smart phone, laptop, or email address, then you have probably heard the term “phishing scam” being thrown around in conversation. But do you know what a phishing scam actually is? We ...

      Read More
    • Do I Really Need Identity Theft Insurance?

      When someone obtains important personal information, such as your name, credit card numbers, or Social Security number, they can use it to cause major damage to your credit score and steal your ...

      Read More
    • Group Dental Insurance Explained

      Do you have questions about switching to a group dental insurance plan? In this blog, we explain what you need to know about these insurance plans so you can make sense of your policy. Your Deductible ...

      Read More
    • Important Facts About Gum Disease

      In this blog, we explain some little known facts about gum disease and how having the right dental insurance policy can help you maintain a good looking smile. Gum Disease & Tooth Loss Gum disease ...

      Read More
    • Dental Procedures to Repair Your Cracked or Broken Teeth

      At Insurance Specialists, Inc. we know that from falling on concrete to chewing ice or hard candy, realizing you have cracked your teeth can be a frightening experience. However with proper the dental ...

      Read More
    • Individual vs. Group Disability Insurance

      Have you been considering the benefits of disability insurance? Are you wondering if your situation is suited for an individual or group disability policy ? Below, we explain the benefits of each type ...

      Read More
    • Do I Need to Get Disability Insurance?

      Although people are often concerned with their health and life insurance policies, many overlook the importance of disability insurance and fail to include it in their financial planning. If you end ...

      Read More
    • What Are the Advantages & Disadvantages of Group Disability Insurance?

      Are you about to enroll in a group disability insurance plan ? Below, we explain some of the advantages and disadvantages to help you make an informed decision. Advantages The most notable advantage ...

      Read More
    • Trump Signs Bill Requiring Insurers to Waive Copays for COVID-19 Testing

      As of March 19, more than 10,000 cases of COVID-19 are reported by the CDC across all 50 states, and the public health agency estimated as many as 214 million Americans could become infected by the ...

      Read More
    • Do You Have Enough Insurance for Retirement?

      If you are getting ready to retire, you likely already know that rising health-care costs in the United States is one of the biggest financial obstacles you will need to overcome. Experts believe that ...

      Read More
    • HMO vs. PPO: What's the Difference?

      When you are choosing your medical insurance , it’s likely you’ll have a choice between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). There are many differences ...

      Read More
    • What Are the Warning Signs of Identity Theft?

      If you were a victim of identity theft, would you even know it? Eventually you’ll find out, but it might happen during the most inconvenient of times – like trying to pay your bills or apply for a new ...

      Read More
    • 5 Ways You Can Protect Yourself from Identity Theft

      Every year, millions of reports of identity theft are made in the United States. Assuming each report represents a single individual, that’s a considerably low rate, but don’t let statistic lull you ...

      Read More
    • Trump Signs Bill Requiring Insurers to Waive Copays for COVID-19 Testing

      As of March 19, more than 10,000 cases of COVID-19 are reported by the CDC across all 50 states, and the public health agency estimated as many as 214 million Americans could become infected by the ...

      Read More
    • What Are the Benefits of Identity Theft Insurance?

      Identity theft occurs when a criminal steals another person’s information to commit another crime or for financial or personal gain. Personal information commonly stolen by criminals includes social ...

      Read More
    • Three Common Questions New Parents Ask About Life Insurance

      Are you going to be a parent for the first time? Have you been thinking about whether you need to invest in life insurance ? If so, you probably have a few questions about the different types of ...

      Read More
    • Does a Life Insurance Payout Go through Probate?

      A life insurance payout can be a significant financial resource for families already dealing with a difficult time – but does it have to go through probate first? Maybe. Whether or not a life ...

      Read More
    • Does a Pandemic Affect My Life Insurance Policy?

      If you have an active life insurance policy or have thought about getting one lately, there’s probably a good chance you’ve wondered if your death would be covered should you pass away from COVID-19 ...

      Read More
    • When Should I Get Life Insurance?

      At what age should you get life insurance? Is 25 years old too early? What about 35 or 40? This is a confusing topic, and choosing between whole life and term life can make that choice even more ...

      Read More
    • When Should You Purchase a Long-Term Care Insurance Policy?

      A long-term care insurance policy can be a valuable investment. Although it’s difficult to imagine or even think about, one day you may need someone else’s help when it comes to your day-to-day care. ...

      Read More
    • Questions to Ask before Purchasing Long-Term Care Insurance

      Whether your retirement is still a decade away or right on your doorstep, chances are you’re considering your options for long-term care insurance. Having a policy can be a valuable tool to have in ...

      Read More
    • Do You Have Enough Insurance for Retirement?

      If you are getting ready to retire, you likely already know that rising health-care costs in the United States is one of the biggest financial obstacles you will need to overcome. Experts believe that ...

      Read More
    • 3 Myths About Student Accident Insurance

      Sadly, accidents occur frequently at schools across the country. This is why it is important to take the necessary precautions that will ensure you and your loved ones are protected if an unexpected ...

      Read More
    • What is Student Accident Insurance & Why Do I Need It?

      In many ways, accidents are part of learning, and that means schools are prone to injures that occur as a result of accidents. When you or a loved one are injured at a school, it’s important to make ...

      Read More
    • Frequently Asked Questions about Umbrella Insurance

      Umbrella insurance can help you guard your liability against major judgments from lawsuits arising from a number of disputes. If it’s helpful to do so, consider it as something like a general ...

      Read More
    • What Is Umbrella Insurance?

      Umbrella insurance is a type of liability insurance that you can take advantage of to supplement your basic insurance policies, like a car, home, or renters insurance. Umbrella liability policies have ...

      Read More
    • What Is a Personal Umbrella Policy & Why Do I Need It?

      The purpose of insurance is to help people protect their assets in the event of an unforeseeable event, such as a fire, flood, or a car accident. Unfortunately, however, insurance doesn’t cover ...

      Read More